32,611 Businesses Strong.

Excellent service, value-added benefits, and industry-leading rate stability. This is what Canada’s #1 employee benefits plan looks like.

Real benefits for your business

Chambers Plan offers all the benefits you’d expect, at a competitive and sustainable price. 30,000 businesses trust the stability of Chambers Plan, because having a predictable renewal year after year gives you peace of mind. Here are some of the many features you and your employees can enjoy, for a value only Chambers Plan can provide.


Any surpluses stay in the program to help lower premiums and maintain stable rates, year after year.

No additional cost

Teladoc telemedicine, Teladoc Medical Experts, and access to resources and telephone advice for HR, legal, and financial decisions. 

Wonderful Support

The people behind Chambers Plan will always listen first, take the time to explain, and be flexible.


Add a Health Spending Account to help support the health and dental expenses that are unique to each employee.


30,000 Canadian businesses strong, Chambers Plan’s average renewal over the last decade has been 3.9%.

Business Support

Every Plan includes free access to HR templates and resources as well as telephone consulting with HR, Finance, and Legal experts.

“We had been with our previous provider for years and their prices were gradually increasing every year with nowhere near the coverage that we now have through the Chambers Plan. It used to just be myself and my wife on the plan and even though we’ve now added two others in our office, our old plan still cost us more for less coverage. We’re currently utitizing the Best Doctors benefit, which has been a really helpful resource during a difficult time. The Chambers Plan is a great comprehensive plan, all in all.”

Ian Stewart, Guerin-Stewart Podiatry Clinic

“Myself and my staff all came from a salon that we’d been at for 10 years. When I decided to set out on my own I took it for granted that anyone could have a medical plan. I started calling around and one by one we were turned down. My staff just thought it was a given, if you work somewhere you just have a health plan tied in. In opening a business there’s a lot of stress, but it was smooth sailing until applying for health care. Then, someone suggested the Chambers of Commerce Plan. I stand on my soap box all the time now and tell this story. There are so many small businesses, especially in Newfoundland, and they discover the same thing that I did – there’s no health care. The Chambers Plan is a dream, it’s literally a dream.”

Jenn Ghaney, Seahorse Salon

“When my wife and I took over the company, we kept the Chambers Plan, but we updated it and made some changes. Our Chambers Plan advisor was really approachable and easy to work with and we really like having him on board with us. He helped us immensely in terms of going through and explaining the pros and cons of certain parts of the program to customize what we want to have, and we continue to do that each year with our annual review. The best feature we like is the Travel benefit. Having no hassles, no worries when we travel – that for us is one of the biggest benefits. Our advisor came in and was able to explain the benefits to our staff and let them know if they’re planning any trips, not to worry about that extra insurance the other providers try to sell you when you’re booking trips. Knowing when you’re fully covered gives you piece of mind. We encourage others to participate in the plan because it’s a great way to support your business from small, to mid, to big business.”

Mike Williams, CJ Directory

“We did not have a medical plan before the Chambers Plan, but what made the plan stand out was the customer service. The plan was well presented by individuals that were genuinely interested in creating a great plan for our business with our unique needs. I have been impressed by our Chambers Plan advisors as they have created a plan that works for us and have always been there to help both myself and the staff with any issues that we encountered. I would recommend the Chambers Plan because the customer service is exceptional and it’s a great plan with premiums that are very competitive.”

Krishna Mahabir, Quali-Dent

“We struggled to provide a comprehensive, cohesive, and cost-effective benefit plan to our team, prior to enrolling in the Chambers Plan. It rendered us less competitive when offering employment opportunities to interested parties in the marketplace. The Chambers Plan permits small and medium sized business an opportunity to not only prioritize the needs of our employees, but, as importantly, "punch above our weight," eliminating something we used to apologize for that we can now offer on a level with any employer in the region. The ease of administrative changes, updates, and overall management of the program for our company has exceeded my expectations since starting with the plan. The Chambers Plan eliminates a formidable barrier for small businesses that care deeply for their valuable staff, but struggle to be able to offer the benefits and security they deserve.”

Jeff Mulligan, New York Fries Franchisee.

“We didn’t have benefits prior to the Chambers Plan, and what stood out for me was the pricing. The main thing that has exceeded my expectations since starting with the Plan is how happy my employees are. I’d recommend the Chambers Plan because it’s so affordable and has allowed a small business to offer benefits to our employees.”

Julie Clark, Province Apothecary

“We’ve had benefits with another provider, however, as a small business with four people on the plan, when one person used the plan more than the norm, our premiums more than tripled. Because the Chambers Plan is with such a large pool of people, there is less volatility in pricing and one person’s health does not impact premiums significantly. The Plan is clear, with updates as required and easy to follow. I’d recommend the Chambers Plan because of the stability in numbers, and it’s also very competitive and easy to administer.”

Dan Monk, Monk Renovations Inc.

“We are a small family business and benefits were out of reach for us before having the Chambers Plan. Affordability matters and we can access more benefits at a lower price through the Chambers plan than with other benefit options. This makes benefits accessible to small businesses, which in turn makes those businesses more attractive employers.”

Lilian Schaer, William Wood-Write Ltd.

“We had benefits through a couple of insurance companies and every year they increased the rates too much. What made the Chambers Plan stand out from the other options is the power in many small businesses banding together. Since joining, I’ve found the out-of-country travel to be above my expectations. All in all, I feel it is a good and fair group plan, and the more companies we have joining, the better.”

Robert Hirshi, Action Movers Inc.

“The Chambers of Commerce Group Plan is an affordable, comprehensive plan designed for small businesses like ours.  It gave us the ability to provide our employees with a benefits package they could rely on, and includes Disability and Critical Illness coverages that are usually too expensive to consider. The app is fantastic as it allows us the ability to submit claims quicker by taking a picture of the invoice and uploading it right away.  We can also monitor the status of each claim. The Chambers Plan is definitely geared towards small businesses and provides coverage at competitive rates.”

Joan Siemers, The Right Water Bottling Company

“Prior to the Chambers Plan, we had no benefits for our family or our staffing. Other quotes from benefit providers were long winded and confusing, but our Chambers Plan representative made an initial visit with our business exec team and explained the process in fair and easy-to-understand terms. Our Chambers Plan manager followed up in person with all the team members so that they could decide whether to participate or not. We’ve had continued and ongoing support from not only our local manager and his team, but also head office in Winnipeg. They’ve taken the unknown out of the process and have fair pricing with competitive benefits.”

Robbie Irvine, The Oar Restaurant

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Critical Illness


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